Cars R Us logo

Financing

Apply for financing

Use the secure application below to start the financing process. The dealer's financing partner handles the information entered in the embedded application.

Considering a buy-here-pay-here lot? Read why our lender financing is usually the better route.

Credit application

What helps an approval

Lenders look at your whole situation, not just a score. Having these ready usually makes the process faster and the options better:

  • A valid driver's license
  • Proof of income (recent pay stubs or bank statements)
  • Proof of residence (a utility bill works)
  • A down payment
  • A trade-in, if you have one
  • Accurate information on the application

Prefer to talk first?

Not ready to apply? Leave your name and number and we'll walk you through your options — no application needed, nothing pulled.

Ask about financing

Auto Financing | Cars R Us